MPG SOLUTIONS > ADMINISTRATIVE SERVICE ORGANIZATION (ASO)
An Administrative Services Organization (ASO) can help employers navigate ever-changing compliance burdens, provide administrative HR tasks, process payroll, and administer benefits. These services can be bundled or offered a-la-carte. The ASO doesn’t create a true co-employment relationship as with a Professional Employment Organization (PEO). The business remains the employer of record, processes its own payroll, and pays taxes under its own tax ID.
ASOs also provide employers with a unique a-la-carte offering with Workers’ Compensation as its main product. In this case, coverage is provided by the business’s own policy – similar to the standard Workers’ Compensation market. Under the ASO model the business’s experience modification is used (like in the standard market) to determine rates.
The ASO model for Workers’ Compensation is ideal for mid-sized Staffing firms and other type of risks, which MPG can secure for you. New potential ASO clients’ needs are evaluated and underwritten by both the ASO and their Workers’ Compensation carrier, which usually takes two to four weeks to complete.
The ASO uses a pay-as-you-go process, providing employers with better cash flow management. With pay-as-you-go, the client pays the premiums during an actual payroll period or monthly. This is unlike traditional Workers’ Compensation billing, which is based on anticipated or estimated annual gross payroll wages to determine an estimated annual premium, and requires an audit to make any premium adjustments based on annual payroll wages versus what was originally estimated. Pay-as-you-go can protect the business from audit surprises, and there are lower upfront down payments.
With more than 30 years of experience and $900 million in payroll in our programs, MPG can find a Workers’ Compensation solution for most any distressed risk in any industry. We do this through our carefully selected, vetted and contracted Standard Markets, Administration Service Organizations (ASO), Professional Employer Organizations (PEO), Employer Of Record (EOR), and Captive program markets. MPG delivers to Agents & Brokers and their clients the right tailored solution. One size does not fit all when it comes to Workers’ Compensation solutions.
Ken was born in Montclair, NJ and attended Lycoming College in PA where he received his BA in Accounting in 1976. Ken relocated to south FL in 1979 where he got his CPA license and was employed in the public accounting field by a larger CPA firm for 4 years before forming his own CPA firm which he ran for 6 years then sold. In 1989, Ken bought what was his largest CPA client and entered the wholesale medical supply business where he built then sold this company in 1992. For the next 6 years Ken worked as CFO and/or COO, helped build, and owned interests in a niche computer software co. and a luggage manufacturer/wholesaler that revolutionized the modern luggage industry. In 1998, Ken started a nationwide Professional Employer Organization client brokerage operation which he is still active in today. Ken resides in Boca Raton, FL, is an avid exerciser, a martial arts black belt, and active in many outdoor activities.
Susan has more than 25 years of executive management experience. Areas of strength include operations planning, organization, administration, and improving bottom line profitability and customer service.
Before joining MPG, Susan worked for a diverse range of organizations including large corporations in the transportation and travel industries.
Her analytical and results-oriented mindset repeatedly contributed to the success of the organizations.
Susan currently resides in Los Angeles, CA. She has a passion for traveling which fulfils her desire for continuous learning and improvement. She has traveled extensively and takes joy in experiencing new cultures and cuisines.
Cesar Suarez, Vice President and COO, with Executive Business management background, joined MPG after working in the Automotive Industry for 22 years. Mr. Suarez has held various executive positions in a multi-billion dollar, multi-national automotive company with bottom line responsibility for over $500 million in revenues encompassing large-scale operations, extensive geographical regions and thousands of employees. His successful business experiences in these leadership positions make him an invaluable asset to the success of MPG.
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